How Noble Handles Your Insurance Claim
From the first call to the final settlement, Noble Public Adjusting Group is by your side. Our proven process ensures that homeowners and business owners get the maximum insurance payout for property damage claims caused by hurricanes, hail, fire, water, smoke, roof leaks, or storm damage.
Steps of Public Adjusting
Contact Us
1. Get Help
Start with a free property inspection and policy review. Call, email, or submit our online form to schedule your appointment. Our licensed public adjusters will assess damages, review your insurance policy, and explain your claim options at no cost.
Claim Review
2. Understand your Options
Once we confirm valid damages, we sign a representation agreement, giving us authority to speak directly with the insurance company. No fine print, just a clear partnership where Noble advocates only for policyholders, never insurers.
Retrieve Data
3. Build your case
We “scope” your property by gathering critical evidence, photos, measurements, estimates, and inspection notes. This documentation is vital to proving the full extent of your insurance claim. We work six days a week to ensure flexibility for your schedule.
File the Claim
4. Put your claim forward
We file all required paperwork, submit our professional loss estimate, and coordinate directly with the insurance company’s adjuster. Whether it’s your home, business, or vacation property, our public claims adjusters represent your best interests from the start.
Negotiate the Claim
5. Fight for you
Insurance companies often undervalue or delay claims. Our experienced adjusters handle all negotiations to secure a fair payout for your property damage. From hurricanes to fire losses, our team presses daily until the insurer responds. Clients can track progress anytime through our 24/7 Client Access Log. You can see all notes and status updates here 24/7 Client Access log. *Fees are regulated according to state statutes that vary in every state.
Settle the Claim
6. Win your fight
If an insurance company refuses to pay fairly, Noble escalates the process — through appraisal, mediation, or litigation if needed. More than 95% of appraisal cases rule in favor of the policyholder. Our comprehensive services will support you until you receive the compensation you deserve for rebuilding and recovery.
What is a Public Adjuster?
A public adjuster is a state-licensed insurance professional who works exclusively for you, the policyholder—never an advocate for the insurance company.
When you file a property damage claim, your insurance carrier will assign their own adjuster to evaluate your loss. However, that adjuster’s ultimate loyalty is to their employer’s bottom line, which often leads to undervalued or wrongfully denied claims. A public adjuster exists to level the playing field. We step in to independently assess your property damage, decode the complex fine print of your insurance policy, and advocate fiercely on your behalf. Our only goal is to ensure your damage is documented accurately and that you receive the maximum financial settlement you are legally entitled to under your policy.
Lawsuits & Litigation
Do you need a lawyer? Public Adjuster? Both?
Ideally, a claim can be negotiated and settled without involving litigation – something that adds both expense and time. In the event that an agreeable settlement cannot be found through negotiations, litigation is a “last resort”. Noble’s process of inspection, documented negotiation, expert witness and mediation are preparations for litigation – should it come to that.
FAQ
Frequently Asked Questions
Filing a property claim is a complex process, and insurance carriers often rely on that complexity to confuse policyholders. If you are feeling overwhelmed by insurance jargon or unsure of your rights, you are not alone.
Whether you are wondering when the right time is to hire a public adjuster, how our fee structure works, or what your options are if your claim has already been delayed or denied – Even if you just need clear, factual answers to protect your financial interests. At Noble, we believe an educated property owner is an insurance company’s worst nightmare. We maintain total transparency about our process, costs, and what you can expect when you have our experts fighting in your corner.
Get the clarity you need to move forward with confidence.