America’s Authority on the Largest Fire Losses and Catastrophic Hurricane Insurance Claims.
Property insurance can be complex and overwhelming after unexpected disasters like hurricanes, fires, or theft. A Public Adjuster is a licensed professional who works exclusively for policyholders—not the insurance company—to evaluate, document, and negotiate insurance claims. Their job is to ensure you receive the maximum settlement you’re entitled to under your policy.
An OPPAGA report indicated that using a Public Adjuster gets policyholders an astounding 747% higher payout than filing a claim without representation.
The Office of Program Policy Analysis and Government Accountability (OPPAGA) is an office of the Legislature providing data, evaluating research, and objective analyses to assist legislative budget and policy deliberations. See full report here.
Insurance companies employ their own adjusters, known as staff adjusters or independent adjusters, whose responsibility is to protect the insurer’s bottom line. These adjusters work for the insurance company, not the policyholder, and their role often involves minimizing payouts, denying parts of a claim, or questioning the extent of damages to reduce company expenses.
The licensing requirements for company adjusters are less rigorous compared to Public Adjusters. Staff and Independent Adjusters are not required to complete apprenticeships or advanced training before working claims. Their loyalty is to the insurer, meaning they cannot fully represent the best interests of the property owner.
This difference is why so many policyholders choose to work with a Public Adjuster. In the public adjuster vs insurance adjuster debate, the critical factor is representation. Public Adjusters are advocates for the insured, while company adjusters are employed to protect the insurance provider.
When you hire a Public Adjuster, you’re not just getting someone to review your insurance paperwork; you’re securing a licensed advocate who works exclusively for you, not the insurance company. Public Adjusters carefully evaluate damages, prepare detailed claim documentation, and negotiate directly with insurers to ensure you receive a fair settlement.
Unlike staff or independent adjusters, who are loyal to the insurance company, a Public Adjuster is legally obligated to protect your best interests. They bring years of training, state certification, and real-world experience handling property damage claims after hurricanes, fires, roof damage, floods, and more.
Hiring a Public Adjuster also relieves stress by managing the complex claims process, meeting deadlines, and fighting back against unfair denials or underpayments. Studies have shown that policyholders who work with Public Adjusters typically secure significantly higher payouts, sometimes up to 747% more than going through the claims process alone.
Finding the right Public Adjuster is one of the most important steps after property damage. A reliable adjuster should be licensed in your state, experienced with both residential and commercial insurance claims, and supported by a full team to manage your case efficiently. When searching online for a “best public adjuster near me,” look beyond just location, reviews, proven results, and a strong reputation should guide your decision.
Noble Public Adjusting Group is proud to be recognized as one of the largest public adjusting firms, trusted to represent clients after hurricanes, fires, roof damage, floods, and more. Unlike insurance company adjusters, our role is to advocate exclusively for policyholders, ensuring fair documentation and accurate settlement negotiation.
Our fees are regulated by state statutes and always disclosed clearly in writing and verbally before work begins. There are no hidden costs or out-of-pocket expenses. Simply put: if we don’t get you paid, you don’t pay us.
Best Reviewed Public Adjuster, According to Client Reviews on Google, Facebook & BBB!
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Noble Public Adjusting Group is the only public adjusting firm in the nation to launch a nationally recognized reality TV show, “Insurance Wars”. This groundbreaking series shines a light on the real battles policyholders face against insurance companies and how public adjusters fight for fair compensation.
Through Insurance Wars, viewers see firsthand the challenges of denied claims, underpaid settlements, and disaster recovery after hurricanes, fires, floods, and other catastrophic losses. Clients share their personal stories of devastation — and how Noble’s licensed public adjusters step in with expertise, negotiation skills, and relentless advocacy to turn their situation around.
The show not only educates the public about the vital role of public adjusters, but also reinforces why Noble has been credited by industry leaders, media outlets, and independent reviews as the #1 public adjusting firm in the United States.
Whether the claim has already been filed, needs to be filed, or has been closed with an unsatisfactory payout; we can represent you at any point in your claim process, even if your claim has been denied.
Using a public claims adjuster increases insurance claim payouts by 747% on average, according to a government study.
