Wind Damage Recovery — Tucson, AZ

The Shaw Family of Tucson, AZ, faced significant property damage after the severe windstorm that swept through the region. The insurance company’s initial offer of $113,000 was far below the actual cost of repairs, leaving the family vulnerable to financial loss. Noble Public Adjusting Group stepped in to document the extent of the damage and negotiate a final settlement of $524,200 – a 364% increase over the original offer.

The property suffered extensive structural compromise due to the severe windstorm. Roof failures were widespread, with breaches in multiple locations, allowing wind-driven debris and rainwater to enter the interior of the building. Furthermore, windows shattered, causing significant damage to walls and adjacent structures. The storm also resulted in water intrusion into the interior spaces, further exacerbating the structural integrity issues.

Thermal imaging revealed areas where the roof had been compromised, including missing shingles, torn underlayment, and gaps between flashing and roofing materials. In addition, windows that had not been properly sealed or maintained allowed air leaks to occur, creating an environment conducive to water infiltration. The family’s property was also affected by wind-driven debris, including fallen trees and branches, which caused significant damage to the structure.

The environmental impacts of the storm were equally severe, with high winds and rain causing soil erosion, landslides, and sedimentation in nearby waterways. Additionally, power lines and utility poles were toppled, disrupting electrical services and creating hazardous conditions for the public.

In the aftermath of the storm, it became clear that the property had been severely compromised, requiring extensive repairs to restore its structural integrity and functionality.

The insurance company’s initial valuation of $113,000 was woefully inadequate, taking into account factors such as increased building codes, upgraded materials, and enhanced safety features. This under-scoping tactic left the Shaw Family vulnerable to financial loss, as they were forced to absorb the full cost of repairs.

Furthermore, the carrier employed a lowball adjustment model that failed to account for the full extent of damage caused by the storm. This approach overlooked critical line items, including replacement costs for roofs and windows, environmental remediation expenses, and mitigation measures required to prevent future damage.

The insurance company’s under-scoping tactics also failed to consider increased maintenance costs associated with upgrading aging infrastructure or repairing compromised structures. As a result, the carrier’s initial offer was woefully inadequate, leaving the family facing significant financial burdens.

A licensed public adjuster from Noble Public Adjusting Group conducted a thorough, comprehensive itemized line-by-line estimate to uncover hidden damages that the carrier had missed. This detailed review took into account all relevant factors, including policy coverage, building codes, and environmental concerns.

The adjuster also performed an extensive policy coverage review to identify areas where the carrier’s initial offer was inadequate. By carefully reviewing policy language and applicable regulations, the public adjuster was able to uncover additional line items that were not accounted for in the carrier’s initial valuation.

This level of detail enabled Noble Public Adjusting Group to negotiate a final settlement that accurately reflected the full extent of damage caused by the storm. The result was a 364% increase over the original offer, providing the Shaw Family with the financial protection they deserved.